Forget any discrimination - as long as their isn't an intelligence test required for a driving licence (disregard the facile DSA theory test) idiots will be 'driving' and crashing cars.
I think you're right.
I am a High insurance risk apparently.
I'm 20. Been driving 2.5years, with 2.5 years no claims bonus.
Does anyone know at what point you become a "normal" driver.
I'm hoping when i hit 3 years no claims, my premium will drop substantially.
I aruge that I am a safer driver, then any OAP.
Not to mention my dad, who drives ridiculously close to cars, and he doesn't even realise it.
Not to mention Taxi drivers, who i could rant on about for days.
Not to mention all the idiots I see driving about every single day.
But unfortunately, we all get tared with the same brush.
There are always going to be younglings who have just passed their test, and go about showing off their cars.
Inevitabley crash, and put my premiums up.
Suppose it's the only good thing about getting older, lower insurance.